Life Iinsurance
build great moments

What is

An annuity is a long-term investment that is issued by an insurance company and is designed to help protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.

Whole life

Whole life insurance is one type of permanent life insurance that can provide lifelong coverage. It provides a variety of guarantees, which can be appealing to someone who doesn’t want any guesswork after buying life insurance.
Whole life insurance combines an investment account called “cash value” and an insurance product. As long as you pay the premiums, your beneficiaries can claim the policy’s death benefit when you pass away.

Term life

Term life insurance offers affordable, easy-to-understand coverage. It provides protection for a fixed payment amount, for a given number of years. This could be 10, 15, or 20 or more years. You can choose the amount of time you need.
If you die while the policy is in effect, a tax-free payment will go to the person or people you name (your "beneficiaries").
Your beneficiaries can then use that payment for any reason. For example, they can use it to pay:
the mortgage or rent,
child-care costs,
living expenses and more.


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